Thinking of Buying a New Home?

It’s probably the biggest investment you’ll make with long-term financial ramifications.  Buying a home calls for informed decisions and sound advice from a real estate professional.

Whether you’re buying or selling, I’m here to help!

Call me at (716) 725-1410

It’s important to be in the driver’s seat, so here’s what you need to do to position yourself:

Get pre-approved for a mortgage.

• This will help you determine how much you can afford and help you understand the best financing options available to meet your needs.
• You’ll learn how much cash you’ll need to purchase your new home.  Typically, the cash needed will include:

• A down payment
• Bank fees for processing your loan
• Escrowed funds (up to one year’s taxes and home owner’s insurance)
• Personal attorney’s fee
• Home inspection fee

• You will also learn what your monthly payment will be for a home in your price range. 

Determine the style of home and location that’s best for you.

Explore neighborhoods, find out about schools, look for styles that you find appealing, consider transportation needs, consider where you’ll shop, and think about other personal preferences.

Don’t be surprised by hidden costs and other issues.

• Is the price of this house in line with other houses in the area? 
• Are property values in the area increasing, holding firm or declining? 
• How long has the property been on the market?
• What repairs, both major and minor, will you need to do?
• What are the true taxes, utility costs, upkeep?

As a licensed real estate professional, I will help you answer all of these questions!

Here’s your recipe for success!

• Make sure all your questions are answered before moving forward with a purchase offer.
• Location, resale, schools and price are your top priorities!
• Buy with your eyes, not your emotions.
• Have a home inspection to make sure you know what to expect.